Tuesday, October 18, 2011

China health insurance

China health insurance

There are countless well-known health insurance companies in China will offer all the same it seems. But there are important differences between Chinese medical insurance package as a fixed charge coverage to legal requirements, the definitions, limitations, waiting periods, discounts, affiliate hospitals ... the list is. at the end. Common misconception. Below are just some examples of common misconceptions about health insurance for Abacare steer you through the warren of what is covered by the policies and procedures. • Medical evacuation and repatriation. • cover the departure for China. • the currency used to pay insurance claims on your currency, you need to spend. • Health insurance, which means you are covered for any medical events, including heart attacks, traffic accidents, surgery, transplantation, pregnancy complications, vaccination, dental / optical treatment etc.. Types of insurance policies available. The only one early in their careers will require a lot of different people in the middle of a career with a young family.We will help you change your policy to change your situation. We can also help you to extend your policy to cover temporary, for example, parents visiting or traveling outside of China. The level of coverage. There are two main types of health insurance is available; Standard and comprehensive. The standards are in-patient and day patient treatment, emergency evacuation, medical and oncology homecare cover the full range of a bolt - on security level and may include treatment, outpatient, dental. Dental, optical filters and before / after birth, but these will vary from insurer to insurer and Abacare to go through the details with you. Pre-existing and chronic conditions. Insurance companies are different in the medical field, their definition of these terms and Abacare will take you through a few insurance companies will cover chronic diseases for a premium increase, while others will not. Chronic diseases include diabetes, arthritis, heart disease, cancer, respiratory diseases. Some chronic diseases can be caused by smoking and drinking heavily as a high-fat diet or a sedentary lifestyle, while others are hereditary. For pre-existing conditions they may impose moratorium - a period of time during which the claim is not made for this condition. You will also need to complete a comprehensive medical history, details of which will allow the insurer to decide whether to cover Abacare will help you with this. No cost to you. Abacare of service comes at a price that you are not. We do not charge our customers. But we are paid a fee set by the insurance company when you sign up for insurance policies in their medical Cost is the same for all health insurance companies so you can rest assured that we will get all the advice that we give you. The price of good health. An example of a conversation I recently said: "I have paid medical insurance for 4 people since moving to Beijing six years ago and never made the same claim. Just think of all the money I wasted. "If this man saw the average number of hospital and in China for something as common as appendicitis, which can strike one of us any. At any age, of course, he will see it. Small price to pay

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